You asked: When will a VisaŽ Debit Card transaction impact my account
We matched that to: When will a VisaŽ Debit Card transaction impact my account?
Your available balance decreases by the amount authorized on your debit card at the time you make a purchase. While the authorized amount typically takes one to two (1-2) business days to post to your account, this timing depends on the merchant where you made a purchase.
Example: If you use your debit card for a $50.00 purchase, your available balance will immediately decrease by that amount. That $50.00 transaction will show as a “PURCHASE AUTHORIZATION” under the pending transactions section of Online Banking. When the transaction posts to your account, it will show in your account history.
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