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You asked: When will a VisaŽ Debit Card transaction impact my account

We matched that to: When will a VisaŽ Debit Card transaction impact my account?

Your available balance decreases by the amount authorized on your debit card at the time you make a purchase. While the authorized amount typically takes one to two (1-2) business days to post to your account, this timing depends on the merchant where you made a purchase.

Example: If you use your debit card for a $50.00 purchase, your available balance will immediately decrease by that amount. That $50.00 transaction will show as a “PURCHASE AUTHORIZATION” under the pending transactions section of Online Banking. When the transaction posts to your account, it will show in your account history.

Online Banking customers can log in to view available or current balance information. By phone, use our Bank by Phone automated service to access account information or call Customer Service.

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