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You asked: Is sending U.S. Dollars the best way to send a payment to an overseas vendor

We matched that to: Is sending U.S. Dollars the best way to send a payment to an overseas vendor?

Generally, it may be beneficial to send your payment in the local currency of the beneficiary (i.e. Pounds Sterling for the United Kingdom).

U.S. Dollars sent to an account in a foreign currency could take longer and incur higher bank charges than if you send the local currency.

You would also be controlling the foreign exchange risk by obtaining a rate with TD Bank, where you have a banking relationship.

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