You asked: Why is TD replacing security questions with security codes
We matched that to: Why is TD replacing security questions with security codes?
We are replacing the use of security questions with single-use security codes to provide enhanced security for your online accounts. Unlike security questions, your single-use security code changes every time we want to verify your identity to make sure it's you accessing your account.
A security code is sent to your phone of choice by SMS text or voice message. Once received, you simply enter the code (instead of a security question answer) and continue banking. This 2-step verification provides an added layer of security to help keep your account safe from hackers or unauthorized users who may have your user name and/or password.
Please note that standard wireless carrier message and data rates may apply for SMS text messages.
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