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Can I cash a check drawn on TD Bank if I'm not a customer?

TD Bank Stores may cash checks drawn on a TD Bank account for non-Customers providing you are the payee on the check; however, a $10.00 fee may be assessed for this check cashing service. The check must be properly endorsed, and the funds must be available in the account the check is drawn against. Non-Customers must show two forms of identification when cashing a check drawn on a TD Bank account. One must be a valid photo ID such as a State issued Driver's License or US Passport. Secondary forms of identification include Alien Registration Card with photo, Employment ID with photo, Foreign Driver's License with photo, Birth Certificate, etc.

Considering opening a TD Bank checking account? Use our Checking Selector Tool to find the account that's best for you! When you have a TD Bank checking account, not only will you be able to cash your checks without a fee, you'll also get:

  • Online Banking and Bill Pay
  • Mobile Banking with Mobile Deposit
  • Free instant issue TD Bank Visa® Debit Card with no monthly fees for purchases
  • Free access at thousands of TD ATMs in the US and Canada
  • Free online statements

If you have any questions, please call or visit a local Store.


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