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What is the difference between Visa® Debit Card purchases and credit card purchases?

Visa® Debit Card purchases are deducted from your checking account in the same way a check deducts purchases from your account, by accessing the available funds. Credit card purchases are billed at the end of a cycle and are subject to interest charges if the balance is not paid in full. However, even though your Visa Debit Card can act as a credit card, the funds will be automatically drawn from your checking account.



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